This Power BI report is based on the Credit Bank Risk Dataset and was submitted to the Onyx Data DataDNA ZoomCharts Mini Challenge in September 2025.

The Credit Risk and Loan Performance Dashboard helps users compare credit risk indicators with loan performance trends across a banking portfolio. It provides an interactive view of borrower characteristics, loan composition, and default patterns, making it easier to identify high-risk segments and understand the factors driving loan performance.

The dashboard enables users to explore these patterns through interactive drill-down analysis, including Grade → Loan Intent → Loan Term and DTI → LTI → Grade hierarchies. Additional visualizations include a multi-level breakdown of Loan Intent, Employment Length, and Home Ownership, as well as geographic mapping that highlights regional concentrations of credit risk and loan defaults.