Credit Bank Risk Analysis

Summary

This Power BI report uses the Credit Bank Risk Dataset and features ZoomCharts Drill Down PRO custom visuals for Power BI. It was submitted to the Onyx Data DataDNA ZoomCharts Mini Challenge in September 2025.

Author's Description:

This dashboard delivers a multi-dimensional view of default behavior across financial, behavioral, and geographic factors. Page 1 (Credit Risk Outcomes) measures the impact of defaults on client count, loan volume, and value while revealing demographic and geographic patterns to answer what happened. Page 2 (Credit Risk Diagnostics) examines affordability metrics, credit history, loan purpose, and client segments to explain why it happened and maps geographic concentrations of risk. A client distribution view further segments borrowers by income, home ownership, and location to show who the clients are and where they are.